When it comes to the topic of life insurance and the thoughts surrounding it, most people immediately think about the death benefit to their loved on…
Before answering the question posed, let's look at some interesting facts about precious metals:
Imagine waking up to find out that you lost $100k in your 401(k)/ 403(b)/ or IRA because of a downturn in the stock market! A gentleman we spoke with…
Let's first understand why we put our money into banks in the first place. We utilize banks to safely store our money to be able to have access to it…
401(k) vs. Indexed Universal Life Insurance - Which Is Better?
Millions of Americans put their money into their company sponsored 401(k) retirement …
Is It Enough To Have Life Insurance Through Work?
"I Don't Need More Life Insurance - I'm Covered At Work." This is a common response to the questio…
How to Eliminate Money Arguments in Your Marriage
Marital arguments about money have been going on since the invention of money. While all arguments…
What Is A Life Insurance Beneficiary?
Your life insurance beneficiary receives the death benefit if you die while the policy is still in force. This…
Why Buy Life Insurance For Your Children?
Some may initially think that buying life insurance on a child is crazy! Children don't work and generate …
What Is Cash Value Life Insurance?
Cash value life insurance is a form of permanent life insurance—lasting for the lifetime of the holder—that featu…
What Is Return Of Premium Life Insurance?
Most are aware that life insurance is essential to protecting oneself and family against financial loss. B…
What Is Term Life Insurance?
Term life insurance, also known as pure life insurance, is a type of life insurance that guarantees payment of a stated…
Should I Buy Cancer Insurance?
Every year, more and more people are diagnosed with cancer. Did you know that this year, roughly 1.9 million people w…
Reasons Why Entrepreneurs Need Life And Disability Insurance
Thousands of people become entrepreneurs and start a business every year. In fact, ther…
What Is Mortgage Protection Insurance?
Buying a home is a major financial commitment. Depending on the loan you choose, you might be committing your…
What Is Indexed Universal Life Insurance?
Are you interested in life insurance that has a focus on investment?
What Is Indexed Universal Life Insu…
Spring Cleaning For Your Finances
Spring is the perfect time to clean up your life. Most of us already spend some time each year doing spring-cleani…
Essential Personal Risk Management Strategies Using Insurance
When you think of "risk management," you might conjure up images of investment portfol…
Say No To Private Mortgage Insurance
Q: I’m considering private mortgage insurance (PMI) on the new home I want to buy. Is this is a good idea, and …
FSA, HSA, HRA, and MSA: Understanding Medical Expense Accounts
Medical expense accounts offer a tax-advantaged means to save and pay for medical exp…
Choosing Health Insurance Options You Can Afford
While some people are predisposed to illness and others like to protect themselves from the unknow…
Don’t Let Insurance Fraud Devastate Your Financial Plans
You’re probably familiar with the concept of insurance fraud, since it has been around for …
What Kind of Life Insurance Product is Right For You?
No one likes thinking about life insurance, but purchasing a policy means your loved ones will…
Do You Really Need Long-Term Care Insurance?
One of the largest medical costs you're likely to incur in your lifetime is long-term care. This means …
Why Are Many Families Using GoFundMe To Pay For High Funeral Expenses?
There’s this heartbreaking place on the Internet…
Where you don’t want to see…
Protect Your Income With Disability Insurance
Most of us have insured our house, possessions, cars and our lives. However, have you insured somethin…
Which Financial Habits Will Help You The Most?
One of the many keys to effectively changing your life is prioritization. Everyone has limited resour…
Using Annuities to Make Your Retirement Funds Last
The conundrum of retirement finances continues to vex those planning for a future with little ste…
How to Avoid Inadvertently Leaving Money to Your Ex-Spouse
Odds are that you’re not pleased with your ex. The last thing you want to do is leave you…
7 Important Financial Actions for Widows and Widowers
The loss of a spouse is challenging emotionally and financially. Death is an uncomfortable sub…
