When you want insurance that actually protects your family and you want your home to be paid for and not taken away if tragedy ever struck, what you need is Mortgage Protection!
If you placed less than 20% down on the purchase of your home, you more than likely have Private Mortgage Insurance on your home. Private Mortgage Insurance is expensive and doesn't protect you or your family. The sole purpose of P.M.I. is to protect the lender itself in the event that you stop making payments on your loan.